How it works
At finished width b and seam s, strip cut width = b + 2s; side cut length = current quilt H + 2s; top/bottom cut length = current quilt W + 2b + 2s.
Build up to five consecutive border layers, with side pieces first and top/bottom pieces second. Each layer has its own fabric width and cut diagram.

A 60 × 80 in quilt plus one 3 in border becomes 66 × 86 in. With ¼ in seam, side cut length is 80½ in; top/bottom cut length is 66½ in.
Understand the calculation before cutting into fabric.
At finished width b and seam s, strip cut width = b + 2s; side cut length = current quilt H + 2s; top/bottom cut length = current quilt W + 2b + 2s.
Use the current finished quilt width and length, and choose each layer width. The next layer starts from the dimensions after the previous layer is attached.
Only unpieced, butted borders are implemented. Mitered corners and pieced border joints are not assigned invented yardage.
A 60 × 80 in quilt plus one 3 in border becomes 66 × 86 in. With ¼ in seam, side cut length is 80½ in; top/bottom cut length is 66½ in.
Border strips have a finished visible width and a larger cut width that includes seam allowance. The order of sewing matters: this calculator models side borders first, then top and bottom borders.
With a ¼-inch seam allowance, a 3-inch finished border needs a 3½-inch cut width. The two side pieces are each 80½ inches long. After the sides are attached, the quilt width grows from 60 to 66 inches; the top and bottom pieces must each be 66½ inches long.
The final outside dimensions are 66 × 86 inches. For a second border layer, repeat the calculation using those new dimensions—not the original 60 × 80 inch center.
The model specifies continuous, unpieced, lengthwise-grain strips and a measured usable bolt width. Each layer gets its own physical layout and fabric SKU. A single piece that is too wide for the fabric roll is rejected rather than replaced by an invented pieced construction.
Mitered corners, patterned border matching and WOF strip splicing require different cutting rules. Keep those methods outside this result unless you have validated instructions.
No, the tool models side-first butted construction.
Yes. Every cut length includes the specified seam allowance.
Yes, give each layer its own SKU and fabric width.